Why Health Protect?

With Health Protect, you can have complete peace of mind that when life throws you a curveball, you are able to take care of those unforeseen expenses!

Regardless of whether it’s groceries, petrol or even additional medical bills, you can rest assured that you will have access to cash when you need it the most!


R2 000 a day, for up to 10 days in hospital. This increases to R3 000 a day if you’re admitted to ICU. This covers you for up to 3 admissions per year.

Pays out from day 1

Your partner is also covered at no extra cost

What do you get?

Up to R90 000 Hospital Cash*
We’ll pay you R2 000 for every full day (up to 10 days) you spend in hospital as a result of an illness or accidental injuries. If you are admitted to ICU this increases to R3000 a day. Up to 3 admissions per year.

R50 000 Accidental Death Cover*
Make sure that in the unfortunate event of you or your spouse passing away due to an accident, your family will be well taken care of after you’re gone.

24hr Emergency Medical Assistance which includes:
Transportation by ambulance or helicopter.
24hr Medical Advice Line – get medical advice over the phone, anytime of day or night!


For only R50 more per month, add up to five children under the age of 21

UP TO R20 000

The Legal Stuff

  • Don’t forget that you are covered for accidental death and hospitalisation due to accidental injuries from your 1st successful debit.
  • There is a general waiting period of 3 months for hospitalisation due to your illness.
  • You have a “condition specific” waiting period of 12 months if the illness/ condition you are hospitalised for is or was related to a medical or health condition you have or had in the last 12 months (before your first cover under the policy).
  • You will be paid R2 000 per day spent in hospital, up to 10 days (a day is a complete 24-hour period).
  • You will have up to 30 days in hospital, or up to 3 hospital admissions every 12-months, whichever one is reached first.
  • Should you have another accident or illness product with us, and you get admitted to hospital, your maximum payout per day will be R3 000.
  • This is not a medical aid scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership.

For more information on Health Protect, give us a shout!

We're here for you

Sometimes life can go wrong and that’s okay. Just know that when it does go wrong, the only thing you can do is to ensure that you’re well taken care of in your time of need.

Cut out the unnecessary stress and panic. Give us a call on 087 357 6522 – we’re here for you, every step of the way.

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The Unlimited is an Authorised Financial Services Provider (FSP No. 21473). Address : 1 Lucas Drive, Hillcrest, Durban, South Africa.


The Unlimited abides strictly by the Financial Advisory and Intermediary Services (FAIS) Act of 2002


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